What is eStamping?
eStamping is the digital equivalent of traditional stamp paper, mandated under the Indian Stamp Act, 1899. emSigner integrates with two government-authorised platforms — NeSL (National E-Governance Services Ltd, regulated by IBBI) for financial lending workflows, and SHCIL (the Government-appointed Central Record Keeping Agency) for general-purpose stamping.
Each eStamped document receives a unique reference number, making it tamper-proof and instantly verifiable. Unstamped or under-stamped documents are inadmissible in court and attract a penalty of up to 10 times the deficit stamp duty.
Start Free TrialWhy emSigner eStamping
Everything You Need, Built Into One Platform
Instant Stamp Duty Payment
Pay stamp duty online via Net Banking, Debit Card, RTGS or NEFT. The eStamp certificate is generated instantly and attached to your document — no branch visits, no queues.
eStamp + eSign in One Flow
Stamp the document and collect Aadhaar eSign, DSC or simple eSignatures from all parties in a single workflow. No more switching between tools or platforms.
Tamper-Proof & Instantly Verifiable
Every eStamped document gets a unique reference number registered with NeSL or SHCIL. Verify authenticity online in seconds — fraud-proof, court-admissible and valid for decades.
Bulk & Automated Stamping
Process thousands of loan agreements, lease deeds or insurance policies in one batch. Auto-calculate stamp duty per document type and state, reducing manual errors to zero.
How It Works
From Upload to Executed Copy in Minutes
Login to emSigner & upload documents
Add participants, signature placeholders & enable eStamping
Enter stamp duty amount & select payment mode
Send for signing & download executed copies
Fill necessary & additional document details
Industry Use Cases
Documents That Need eStamping
Stamp duty is mandatory across sectors. Non-compliance risks court inadmissibility and a 10x penalty.
BFSI & Lending
Loan agreements, mortgage deeds, demat account opening — stamped via NeSL and signed in one flow. Trusted by Muthoot Fincorp and Sharekhan.
Real Estate
Sale deeds, lease deeds, rental agreements, gift deeds, property transfer documents — all require stamp duty under the Stamp Act.
Government & PSU
Official contracts, affidavits, administrative records and ministry filings. MCA achieved fully paperless filings via emSigner eStamping.
Legal & Contracts
Power of attorney, conveyances, assignment deeds and commercial agreements require stamping to be enforceable in Indian courts.
Insurance
Policy documentation, claim settlements and endorsements stamped digitally, cutting processing time from days to minutes.
HR & Employment
Employment bonds, non-compete agreements and separation deeds often require stamp duty — processed in bulk for high-volume HR teams.
Legal & Compliance
Integrated with Both NeSL & SHCIL
emSigner connects to both government-authorised eStamping platforms — NeSL for banks and NBFCs executing financial documents, and SHCIL for general-purpose stamping. Every certificate is registered, traceable and court-admissible.
Stamp Duty Reference
Common Article Codes — Schedule I, Indian Stamp Act 1899
The Indian Stamp Act defines ~65 article codes in Schedule I. Rates vary by state — the table below shows the most frequently stamped document types. For the full schedule or state-specific rates, use the official references linked below.
| Article No. | Document Type | Common Use Case | Typical Basis |
|---|---|---|---|
| Art. 5 | Agreement / MoU | Loan agreements, vendor contracts, service agreements | Fixed / ad valorem (state-specific) |
| Art. 15 | Bond | Performance bonds, surety bonds, employment bonds | % of bond value |
| Art. 23 | Conveyance (Sale Deed) | Property purchase, transfer of immovable assets | % of market / consideration value |
| Art. 35 | Lease Deed | Residential & commercial rentals, long-term leases | % of annual rent / premium |
| Art. 40 | Mortgage Deed | Home loans, LAP, secured lending | % of loan / mortgage amount |
| Art. 48 | Power of Attorney | General & specific PoA for property, legal matters | Fixed (general) / ad valorem (with consideration) |
| Art. 3 | Affidavit | Statutory declarations, court submissions | Fixed amount |
Note: Article codes and rates are amended periodically by state legislatures. Always verify the current rate with your state's stamp duty authority before executing documents.